Free calculator · 2026/2027 · estimate only

SARS tax refund calculator

PAYE on your IRP5 (code 4102), minus estimated tax after deductions, medical credits, and retirement annuity contributions. Not a SARS assessment.

Remuneration for the year, before the retirement annuity and other deductions below.

Amounts you have already worked out, excluding the retirement annuity entered below. Enter 0 to skip.

Section 11F cap: 27.5% of this income, or R430,000, whichever is lower.

Section 6A credits: R 376,00/mo for you and the first dependant, R 254,00/mo for each additional. Enter 0 to skip.

2026/2027 estimate

PAYE you entered, minus tax after the deductions, medical credits, and retirement annuity contributions on this page.

Taxable income used
R 350 000,00
Estimated tax
R 53 572,00
PAYE paid (4102)
R 52 000,00
Estimated amount still due
R 1 572,00

A bank statement can show deductions this estimate does not see. 3 + 3 free estimates

Start with a bank statement

Estimate only, using the same 2026/2027 individual brackets, rebates, section 6A medical credits, and section 11F cap as the income-tax calculator. Not tax advice and not a SARS assessment. Nothing is filed.

Questions

Which PAYE figure do I enter?
Use IRP5 code 4102, the employees' tax already paid for the year. The estimate is that amount minus tax after the deductions, medical credits, and retirement annuity contributions you enter.
Does this submit anything to SARS?
No. It uses the same 2026/2027 individual tables as the income-tax calculator. You review the result. Nothing is filed. It is not a SARS assessment.
Why might the real refund differ?
SARS assesses the full ITR12: other income, credits already on the IRP5, the section 11F cap, and any debt set-off. This page only applies the figures you type in.

Same tables as the income tax and PAYE calculator. Provisional payers can also use the IRP6 calculator. For how long a real refund takes, read SARS refund timing.