64 articles
South African tax blog
Filing season dates, IRP5 codes, deductions, and what SARS will not allow — written against the current year of assessment, not last year’s leftover copy.
SARS Tax Brackets 2026/2027 — Rates, Rebates, Thresholds
The 2027 year of assessment tables after Budget 2026 — brackets, rebates, and the income level where tax starts.
Side Hustle Tax in South Africa — Declare It, Then Apportion
A night market, a Shopify store, or weekend Uber is a trade. The day-job laptop is still 23(m).
e-Hailing Tax in South Africa — Uber, Bolt, and the Logbook
Platform payouts are income. Fuel and wear need a logbook and a real trade — not a screenshot of the app.
Two-Pot Withdrawal Tax — Marginal Rate, Not the Lump-Sum Table
A savings-pot withdrawal is income this year. The fund withholds via a SARS directive. Check the shortfall on assessment.
TFSA Limits 2026/2027 — R46,000 a Year, R500,000 Lifetime
Budget 2026 raised the annual tax-free contribution limit. The lifetime cap and the 40% excess penalty did not go away.
Rental Income Tax in South Africa — Declare the Gross, Claim the Trade
Rent is income. Bond repayments are not a deduction. Interest, rates, and repairs on that property can be.
Capital Gains Tax for Individuals 2026/2027
Budget 2026 lifted the annual CGT exclusion to R50,000. Inclusion is still 40% for individuals.
PAYE vs Provisional Tax — Two Ways Tax Gets Paid
If you have a job and a side hustle, you can have both. The worksheet should credit what was actually paid.
The Local Interest Exemption (Section 10(1)(i))
Discovery “interest boost” is still interest. A crypto off-ramp is not.
EasyEquities, Satrix and Share Sales — CGT, Not a Bonus Salary
The app paid out R50,000. That is not R50,000 of taxable salary.
Crypto: CGT or Income? (SARS Cares About the Facts)
The blockchain does not pick your tax category. Your pattern of dealing does.
Dividends Tax — Usually Already Withheld
If the broker already withheld, do not also dump the gross into PAYE income.
What Is Taxable Income in South Africa?
If the working on a website does not add up, the website is wrong — not you.
PAYE Job Plus a Side Hustle — One Return, Two Buckets
The day job is 23(m). The night invoices are a trade. Do not mix the laptop story.
Crypto Wallets vs Exchange Sales — CGT Still Needs a Base Cost
Moving coins to a wallet is usually not a sale. Selling or spending them is. Base cost still matters.
Retirement Annuity vs Pension Fund — Same 11F Cap, Different Pipe
One ceiling. Two certificates. The debit order is not a second cap.
Two-Pot After You Withdrew — What Still Goes on the ITR12
The fund withheld something. The return still has to show the withdrawal.
Capitec and FNB Statements for Tax — What to Download
One month of screenshots is not a year of assessment.
Foreign Remote Work When You Still Live in South Africa
A US invoice and a Sea Point lease is still a South African tax year.
Interest Exemption Under 65 vs 65+ — R23,800 and R34,500
Age on the last day of the year of assessment changes the slice. The bank already told SARS.
Section 10(1)(o) — Foreign Employment Days, Not a Remote Job Title
The exemption is about where the services were rendered, and how many full days you were out.
Airbnb and Short-Let Tax — Still Rental Income, Still Records
Guest nights are a trade. Your own holiday in the same flat is not a deduction.
Retrenchment Packages — Severance Tables, Leave Pay, and the IRP5
One payout, several codes. Do not tax the whole package in your head at 45%.
What Documents Do You Need for Your Tax Return?
A practical checklist of every document you might need when filing your ITR12 - organised by type of income and deduction.
Provisional Tax in South Africa Explained Simply
If you earn freelance, rental, or investment income, you're likely a provisional taxpayer. Here's what that means and how to handle it.
Freelancer Tax Guide South Africa - What You Must Know
Everything freelancers, contractors, and gig workers in South Africa need to know about tax - from registering with SARS to claiming deductions and filing returns.
Find the SARS claims hiding in your bank statements
Upload bank statements. Taxzi flags lines that may qualify under SARS rules. Mixed shops stay out until you say what they were. You confirm every claim. This is guidance — not a filed return.
Works with FNB, Standard Bank, Absa, Nedbank, Capitec, Investec and Discovery Bank PDF statements.
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